Credit Officer - 1 post at Tanzania Postal Bank (TPB)

Published by Jobstanzania on 12:41:00 am

Tanzania Postal Bank (TPB) seeks to appoint dedicated, self motivated and highly organized Credit Officer (1 position) to join the Retail Business Banking team. The work station is Songea.

Reporting Line: Branch Manager/Branch Operations Manager
Locations: Songea
Work Schedule: As per TPB Staff regulations
Division: Micro Loans
Salary: Commensurate to the Job Advertised

Essential Duties and Responsibilities:-
§ Identify potential micro credit clients within his/her area of operation.
§ To carry out site visits of the potential clients’ business premises and collateral
§ Appraise micro credit application for review by Branch Manager before submitting to branch credit committee.
§ Advising the micro loan applicants on fate of application and terms and conditions of approvals
§ Reviewing and consolidating reports and submitting consequential reports to Branch Manager.
§ Submitting regular and exceptional micro credit quality reports to Branch Manager
for review and action
§ To monitor repayments of disbursed micro loans and recommend to the Branch
Manager initiation of appropriate recovery measures to be pursued against defaulters.
§ Maintain properly and safely all documents/files of micro credits
§ Reviewing and classifying micro credit portfolio on weekly basis and submit the
report to the Branch Manager
§ Any other duty assigned by the Branch Manager.

§ Growth of the business banking products within the set targets
§ Geographical mix and sectoral distribution in line with the set thresholds
§ Achievement of the set targets on interest and other income from business banking product.
l Internal: All TPB Staff
l External: Regulators/Customers/Clients

Education: Bachelor degree/Advance diploma in Banking, Economics, commerce,
Business Administration, Finance or Accounting from any recognized University or equivalent. Experience:
· The candidate must have a working experience of not less than one year in Business Banking arena
· Experience from a financial institution or related discipline will be an added advantage
· Working knowledge of Equinox functionality
· He/She should be computer literate with excellent
command of Excel and Word Processing
· Added skills and certifications in Risk Marketing activities Skills / Attributes:
· People Management skills
· Attention to details
· Prioritize Tasks
· Team player

The position will attract a competitive salary package, which include benefits. Applicants are invited to submit their resume (indicating the position title in the subject heading) via e-mail to:

Applications via other methods will not be considered. Applicants need to submit only the Curriculum Vitae (CV) and the letter of applications starting the job advertised and the location. Other credentials will have to be submitted during the interview for authentic check and other administrative measures and should not in any way be attached during application.

Tanzania Postal Bank is an Equal Opportunity Employer and is very committed to environmental, health and safety Management.

Tanzania Postal Bank has a strong commitment to environmental, health and safety management. Late applications will not be considered. Short listed candidates may be subjected to any of the following: a security clearance; a competency assessment; physical capability assessment and reference checking.

Please forward your applications before 18th February, 2015



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